gail simmons familyI'm Gail Simmons with my husband Hank and our children.

Welcome to our site for straight information on getting your loan modification approval.

Hank and I decided to create this blog as a resource to other homeowners wanting to modify their home loan in the shortest amount of time and without getting taken for thousands of dollars by scammers.

Loan Modification Workbook: Secrets To Get Approved Fast


ShareThis

Getting a Loan Modification To Save Your Home or Rental Property DOES NOT Have To Be a Hell-ish Experience Nor an Expensive One – with the Right Help

You may have already read some of the news articles I’ve posted on what homeowners are going through at the hands of their greedy, inept and overwhelmed lenders to obtain a loan modification:

  • Scammed for thousands of dollars by unscrupulous loan mod companies and attorneys
  • The Stall Tactics:

- Months of being in limbo waiting to hear if you are approved or not
- Forced to play the “resend the documents game” over and over again
- Your voice mails are lost in space and go unanswered

  • Rejection:

- Getting rejected for a loan modification without any straight answers as to why
- Getting rejected for a permanent loan modification after being in a trial modification program for months

  • Bad Terms – Your loan modification package was approved but the new loan modification terms are still unaffordable
  • Surprise Sale! – Your home has been sold out from under you without notice…even though your loan modification request was approved

DIY Loan Modification Secrets To Get Approved – and Fast

You can avoid loan modification hell experiences such as the ones mentioned above with up-to-date, effective strategies to get your loan modification package approved faster than you ever thought possible.

The best recommendation I can make is to learn these strategies from someone who has successfully gone through the process already – multiple times.

Mike Rockwood has modified five of his own loans, including his personal residence and investment property.

On his personal residence he modified his mortgage down to 5.125% fixed, got rid of nearly $200,000 in loan expense and lowered his monthly payment by $686.

Next, Mike modified his four rental properties and reduced his loan expenses by almost $500,000.

His loans included 2nd mortgages, too.

He got loan modifications from IndyMac, Wells Fargo, and Litton – and you know these lenders have some of the worst reputations for putting homeowners through loan modification hell.

He has created a top-notch loan modification workbook to walk you through the steps of fighting to get the best terms on your loan modification – without having to hire an expensive lawyer or loan modification company and without having to waste days on the phone with your lender.

All types of loans are being approved for modifications including:

• Negative Amortization Loans
• Adjustable Rate Mortgages (ARMS)
• Fixed Rate Loans
• 1st, 2nd and even 3rd mortgages
• Investment, vacation, and rental properties

Take advantage of the street-smarts Mike has honed to fight back and overcome the stall tactics and other tricks lenders and loan servicers are using on naïve homeowners trying desperately to save their home from foreclosure with a loan modification they can afford.

Click here for more details on Mike’s loan modification workbook and get started today.
You’ll be so happy you did.

P.S. I highly recommend that you also take a pre-emptive step to protect your home while negotiating your loan modification and during the trial modification period once you are approved

This pre-emptive step will keep the banks from “accidentally on-purpose” selling your house out from under you without notice using a little-known government program that will stop foreclosure in a day.

Click here for more details on The Stop Your Foreclosure in a Day Strategy

Best wishes in your efforts to save your home,

Gail

3 Responses to “ Loan Modification Workbook: Secrets To Get Approved Fast ”

  1. Al Ugo on 13/06/2010 at 22:24

    What if property is sold by the lender while under loan mod/ Can I still recover my home?

  2. stephen e. aldrich on 26/06/2010 at 15:47

    i made 2 trial pay ments and then received a letter from the i was not quilified ! wellsfargo

  3. R Hemingway on 20/07/2010 at 15:59

    I went through 10 months of loan modifications with Saxon Mortgage. They cancelled me after failing to process my direct bank withdraw 2 times. They also tried to tell me that I did not make the correct payments, ewven though I got an official letter in the mail telling me what my payment was, and confirming it month after month with Saxon sales reps.

Leave a Reply

Bad Behavior has blocked 277 access attempts in the last 7 days.