Tools: Loan Modification | Stop Foreclosure

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The Tools page provides short summaries and links to recommended expert guidebooks to help you stop your foreclosure using a loan modification, short sale or little-known government program guaranteed to stop a foreclosure in less than a day – without any attorney.

• HAMP government program explanation, eligibility links, calculators and more

Loan Modification: HAMP and non-HAMP

# Loan Modification Workbook by loan modification expert, Mike Rockwood – Mike was able to modify five of his own loans, his personal residence and four rental properties.

I highly recommend Mike’s loan modification program because he “walks the walk” and he shares his best strategies with other struggling homeowners to negotiate the best deal and overcome the stall tactics banks/servicers are using against homeowners.

Click here to learn more about Mike’s Loan Modification Workbook

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Short Sale

# Short Sale Workbook

If you have decided to sell your home before it goes to foreclosure and you owe more on your house than it is currently worth, you will have to negotiate a short sale with your lender/servicer.

The most important document in your short sale package is the Short Sale Hardship Letter. The quality of your short sale hardship letter to the lender will determine if your request is granted or denied.

The short sale hardship letter workbook will teach you:

• Exactly whom to write to
• How to write the story behind the message
• The facts to back up your story
• What type of paper to use
• Which is the best day for the Loss Mitigator to read your letter and much more

Many homeowners have had great success in getting their short sale request approved with the help of this workbook.

If you want you can check it out by clicking here
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Stop Foreclosure in Less Than a Day Using a Government Program

# The Stop Your Foreclosure Today Kit I discovered is your ultimate backup plan or street-fighting tactic.

You will likely need to use the tactic revealed in this kit if you are one of the following:

• Unemployed and you don’t have an income to qualify for a loan modification. This tactic will help you buy some time – up to several months – to decide what you want to do with the house or find a job.

• You have applied for a loan modification and are being jerked around by the lender/loan servicer with stall tactics telling you to call back in a week over and over again…and you don’t want to take a chance on having the lender foreclosure on you and finding out by having a notice posted on your door that you have to vacate. (Yes, this has happened to many homeowners. I’ve read their horror stories on other websites.)

• Your loan modification request has been denied and the bank/loan servicer is giving you the runaround and not telling you the reason why…and you don’t want them to foreclosure on you before you can modify your loan modification application to get approved.

• You have applied for short sale approval and the bank/loan servicer is taking too long and giving you the runaround or has denied your request and you need to force the lender to the negotiating table by stopping them in their tracks.

Many homeowners are using a little known DIY tactic guaranteed to stop the foreclosure process in less than a day to buy some time up to several months to work out a solution.

Click here for more details
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We have found that these three exceptional tools will help homeowners fight to keep your home or force the lender/servicer to work with you in a timely and fair manner.

Best wishes,

Gail Simmons