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Nevada AG charges Bank of America with luring families into loan mod program under false pretenses

A closer look at the the complaint against Bank of America The complaint filed by Nevada’s attorney general against Bank of America charges the bank with luring families into its loan-modification program — supposedly to help them keep their homes — under false pretenses; with giving false information about the program’s requirements (for example,...
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Loan modifications should be negoitated by mortgage counselors with authority from Treasury Dept

The mortgage mess is making nonsense of claims that the United States of America have effective contract enforcement. In fact, the question is whether our economy is governed by any kind of rule of law. This despite the fact that in 2000, Lawrence Summers, then the Treasury secretary, declared that the keys to avoiding...
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Homeowners left stranded by government’s HAMP

A year and a half after the Obama administration unveiled a sweeping rescue plan for homeowners, surprisingly few have been rescued. The $275 billion “Making Home Affordable” program had the potential to reach up to 9 million troubled homeowners, according to initial estimates. Instead, paperwork delays, confusion over eligibility requirements and hesitance of banks...
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