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# HowTo Package Your Loan Mod Application Kit
# HowTo Phone Negotiation Tips
# HowTo Complain & Motivate To Get Action
# HowTo Follow Up by Phone, Fax, Mail
# HowTo Use a Qualified Written Request
# HowTo Use a Mortgage Audit As Your Ultimate Weapon
# HowTo Fight Rejection Tactics
# HowTo Stop a Foreclosure Sale In 1-Day
# HowTo Remove Bad Credit & Raise Your FICO Score
# HowTo Eliminate All Your Debt

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Homeowners left stranded by government’s HAMP

30/12/2010
By Gail Simmons

A year and a half after the Obama administration unveiled a sweeping rescue plan for homeowners, surprisingly few have been rescued. The $275 billion “Making Home Affordable” program had the potential to reach up to 9 million troubled homeowners, according to initial estimates. Instead, paperwork delays, confusion over eligibility requirements and hesitance of banks...
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Bank of America loan modifications has worst track record

01/11/2010
By Gail Simmons

Bank of America brags it has completed nearly 700,000 permanent modifications including more than 85,000 under the government’s HAMP program — the most of any servicer. However, that number is misleading when compared to the performance of the other biggest loan serviers. As of the Treasury Department’s most recent report on servicer performance under...
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Forcing banks to approve loan modification may be unexpected blessing from robo-signing foreclosure document scandal

15/10/2010
By Gail Simmons

Force banks to negotiate loan modification approval using scandals of robo-signing foreclosure documents and questionable legal ownership of mortgage note. Learn what to do next.
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Loan modification 9 negotiating tips

06/10/2010
By Gail Simmons
Loan modification 9 negotiating tips

To fight for your loan modification approval you need good negotiating skills Negotiating over the phone – especially with a huge corporation – is completely new to borrowers. Every time you pick up the phone you are talking with someone different from the customer service reps, to the loss mitigation officer and the assigned...
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Rejected loan modification: Use these strategies to fight for approval

29/09/2010
By Gail Simmons
Rejected loan modification: Use these strategies to fight for approval

Many borrowers are wondering what to do next after getting their loan modification request denied or rejected. Is all hope lost of keeping their home? Answer: All hope is not lost on getting your loan modification approved. While the number of borrowers, like you, experiencing denial is alarming and can be very discouraging, there...
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How do I use a Qualified Written Request with my loan modification application?

28/09/2010
By Gail Simmons
How do I use a Qualified Written Request with my loan modification application?

Answer: A Qualified Written Request is a very important communication tool you must use with your loan servicer. Under the “Real Estate Settlement Procedures Act,” Section 6, it specifies safeguards for consumers of loan services. Section 6 describes the QWR. It establishes a legally mandated communications protocol between us and our lenders. The loan...
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