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Disclosure Policy

This policy is valid from the first posting on 27 October 2009.

This blog is a personal blog written and edited by the author working under the pseudonym Gail Simmons/ This blog run ads from the Google Ad network (which are labeled as such) There are also affiliate links for Clickbank (a company that runs affiliate programs for merchants who are featured/advertised on this site), Consumer Defense (a company that sells foreclosure defense products), (a company that sells tutorials and seminars on legal self-help) ,Magazine-Basic (the WordPress theme used). Affiliate ads mean the company pays the blog owner a commission when a sale is generated via the site, at no additional cost to the customer.

I choose to run affiliate ads only for products which I and/or forum users trusted by me have found useful. Google Adsense ads cannot be thoroughly screened and so do not represent any endorsement.

This blog abides by word of mouth marketing standards. We believe in honesty of relationship, opinion and identity. Receipts of gifts which may influence reviews and opinions will be disclosed.

The owner of this blog is not compensated to post or to provide opinion on products, services, websites and various other topics. The views and opinions expressed on this blog are purely those of the blog owners (or invited guest bloggers). If we claim or appear to be experts on a certain topic or product or service area, we will only endorse products or services that we believe, based on our expertise and/or the input of multiple trusted comment/forum participants, are worthy of such endorsement. Any product claim, statistic, quote or other representation about a product or service should be verified with the manufacturer or provider.

Content which might present a conflict of interest will always be identified.

To learn more about the site, please see the About page. If you have additional questions about the site, or about this Disclosure Policy, please feel free to contact me.


The FTC now requires anyone who posts on the internet to disclose relationships if they endorse a product or service or are in any way compensated for what they say about a product or service. Note: if you post to our comments or forums, or anywhere else online, this applies to you too.

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