gail simmons familyI'm Gail Simmons with my husband Hank and our children.

Welcome to our site for straight information on getting your loan modification approval.

Hank and I decided to create this blog as a resource to other homeowners wanting to modify their home loan in the shortest amount of time and without getting taken for thousands of dollars by scammers.

Dealing with Banks & Loan Servicers

News updates on banks, mortgage companies, loan servicers such as: WAMA/Countrywide, Chase, OcWen Mortgage, CitiBank and the like

Q: How do I get Bank of America to do a home loan modification?

29/10/2009
By gailsimmons
Q: How do I get Bank of America to do a home loan modification?

Here is what you need to know to apply for a load modification with Bank of America. Use these steps and other tips to increase your chances of getting approved.
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Q: I need help with the Countrywide loan modification approval process

29/10/2009
By gailsimmons
Q: I need help with the Countrywide loan modification approval process

Getting approved for a Countrywide loan modification or loan mod for short takes submitting a great package along with determination and street smarts. Here's a rundown of what you need to do to be successful.
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Ocwen Mortgage: Low percentage of homeowners getting loan modifications

28/10/2009
By gailsimmons
Ocwen Mortgage: Low percentage of homeowners getting loan modifications

Ocwen mortgage claims that they have modified 45% of the total modifications done under the HAMP (Home Affordable Modification Program). Huffington Post ran a story last week about Ocwen Financial patting themselves on the back for the amount of delinquent mortgages they’ve modified using the Making Home Affordable plan. According to the article, Ocwen is responsible...
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