I'm Gail Simmons with my husband Hank and our children.
All Articles
ShareThis
Expand All
- July 2010 (1)
- June 2010 (8)
- 11: California loan law wants lenders to give a decision on loan modification before starting foreclosure (0)
- 10: San Diego businessman pleads guilty to loan modification fraud scheme (2)
- 09: Homeowner gets more than loan modification from HSBC, judge wipes out mortgage (4)
- 08: Cancellation of trial loan modifications affect over 122,000 (1)
- 07: Loan modifications were leading workout type for Genworth Financial (2)
- 04: Ocwen Financial Corp is among top HAMP conversion rates to permanent loan modifications (0)
- 03: Portland REO properties continue to grow despite government loan modification program (1)
- 02: Q: What are the new HAMP rules for income verification for a trial loan modification? (3)
- May 2010 (4)
- 20: 14-percent of Wells Fargo trial modification customers fail to make all three payments (0)
- 18: Unemployed are new faces of mortgage defaults (0)
- 11: Loan modification borrowers frustrated with loan servicers who repeatedly request paperwork (0)
- 03: Courts becoming last refuge for homeowners who want a loan modification using mediation (0)
- April 2010 (10)
- 27: Few Nevada homeowners are taking advantage of the state foreclosure mediation program (0)
- 21: HAMP program is dragging out the foreclosure process according to expert (0)
- 15: Second lien modification program stalled by banks (1)
- 14: Negotiating a loan modification using a mortgage audit not as successful as you may think (0)
- 13: Republicans call HAMP a failure but offer no other solutions (0)
- 09: Borrowers in HAMP program rose by only 1-percent from a month earlier (0)
- 08: Wells Fargo gives borrower run-around for a year over loan modification (4)
- 06: Loan servicers just looking for an excuse to deny permanent loan modifications (0)
- 02: Bank of America faces pressure from faith-based groups over loan modifications (3)
- 01: VA offers HAMP program to borrowers (0)
- March 2010 (12)
- 30: More political heat needed to help homeowners with loan modifications (0)
- 26: New HAMP changes will help borrowers in loan modification programs (0)
- 24: Bank of America planning more principal reductions to qualified homeowners (1)
- 23: US Court denies entitlement to HAMP loan modification (0)
- 18: One in every 7.5 properties is behind on payments or in foreclosure (2)
- 17: Rhode Island law requires lenders to provide information on mortgage counseling (0)
- 16: Redefaults after a loan modification are up (0)
- 11: Fannie Mae and Freddie Mac implement over 450,000 HAMP modifications (0)
- 10: Legal Aid of North Carolina gets grant money to continue foreclosure prevention efforts (0)
- 09: Loan modification company banned from doing business in Oregon (0)
- 04: Lenders may be forced to use principal reductions as foreclosures rise (1)
- 02: Minnesota attempts to pass a foreclosure mediation bill again (0)
- February 2010 (12)
- 26: HAMP program rejects will be required to do a short sale or deed in lieu (0)
- 24: Study reveals most successful loan modifications reduce principal (1)
- 22: Homeowner jerked around by GMAC trying to get a loan modification (0)
- 18: Why critics and homeowners call government loan modification program a failure (0)
- 16: Chase Bank sold home at auction for $100 while homeowner was in trial loan modification (4)
- 13: Bank of America rejected loan modification despite mediation help (5)
- 10: Gilroy homeowners struggle with loan modifications and foreclosures (0)
- 08: New Fannie mae and Freddie mac limits may speed up purchase of delinquent loans (0)
- 05: Bank of America to clarify HAMP terms for customers (2)
- 03: Obama HAMP program a bust opinions columnist (0)
- 02: Loan modifications hurt credit scores to surprise of homeowners (0)
- 01: New Florida law requires mortgage broker license to stem loan modification scams (0)
- January 2010 (20)
- 27: Florida attorney general files lawsuit against three companies for loan modification scam (2)
- 27: Idaho loan modification victims will receive refunds in settlement (1)
- 26: HAMP loan modification servicers has increased by another 11 for a total of 99 (0)
- 25: Four state attorney generals offices file lawsuits against 21st Century Legal Services (0)
- 22: Ohio ranks 48th of U.S. states in the percentage of delinquent loans modified under HAMP (0)
- 21: Q: How does the NPV of my home affect my chances of getting a loan modification? (1)
- 20: Wells Fargo rejected loan modification after homeowner made 5 payments on her trial modification (0)
- 19: Q: How can I get rid of my second lien to qualify for a Hamp loan modification? (1)
- 18: Florida loan modification company leaves family with nothing after taking their money (2)
- 14: Ohio attorney general files suit against HomeEq Servicing (0)
- 13: Chase Bank to open 24 more Homeownership Centers (0)
- 12: HAMP credited with 40 percent rise in California foreclosure cancellations (1)
- 11: Government agencies set new HAMP guidelines on documentation (1)
- 09: Few South Florida homeowners are getting loan modifications
- 08: Waiver of home loan modification restart rule should help more homeowners (0)
- 07: Bank of America loan modification program blames borrowers for low approval rate (1)
- 06: U.S. House rejects mortgage cramdown measure
- 05: Saxton Mortgage home loan modification efforts very frustrating (0)
- 04: OneWest Bank loan modification extended to family who got a TV Extreme Makeover (0)
- 01: One in three homeowners fail to make their HAMP payments (0)
- December 2009 (14)
- 31: New government loan modification program aimed at ARM loans (0)
- 30: HOPE NOW launches new web portal to streamline the loan modification process (0)
- 21: Only 4 percent of home loan modifications are permanent
- 19: Wells Fargo expands its use of the HAMP home loan modification program
- 17: North Carolina homeowners frustrated with banks slow response to modify their loans
- 16: Merced County worst in the nation for homes underwater (1)
- 13: FDIC Chairman Sheila Bair wants to force banks to reduce principal for homeowners on brink of foreclosure
- 11: Newport Beach California loan modification companies under police investigation
- 10: North Carolina loan modification company shut down by Attorney General
- 09: Georgia property taxes too high despite current market values and state law
- 08: Nonprofit aims to help New Jersey homeowners modify their home loans
- 07: Treasury department puts pressure on banks to meet end of year deadline to modify home loans
- 03: Q: How can a bankruptcy cramdown help me get a loan modification?
- 01: Q: What does the value of my home need to be to qualify for the HARP program?
- November 2009 (18)
- 30: Obama plans new push on mortgage loan modifications for frustrated homeowners
- 26: Q: How does the trial loan modification work?
- 24: Q: What should I include in my hardship letter for a loan modification?
- 24: Q: How does the trial loan modification program work?
- 22: Q: Should I use NACA to help me get my loan modification approved?
- 21: List of lenders or loan servicers participating in government HAMP loan modifications
- 21: Mortgage Scams in Los Angeles County Video
- 20: Q: How do loan modifications work?
- 20: HAMP trial loan modifications set people up to fail says housing counselor
- 12: FHA capital reserves have fallen due to big losses on home loans
- 12: Chase Bank approved loan modification for AZ homeowner and still foreclosed on the home
- 12: Q: Do home loan modifications get approved by Bank of America?
- 11: Chicago loan modification approvals lagging behind demand
- 11: Citi Mortgage says HAMP government program to blame for increase in delinquencies
- 11: HAMP trial loan modifications only helping 20-percent of eligible homeowners so far
- 10: Q: How does the government HAMP program help me keep my home?
- 04: Q: How can I find out why Bank of America rejected my loan modification application (0)
- 01: Home Loan Modification Help for Struggling Homeowners
- October 2009 (20)
- 31: Q: Why is the loss mitigation dept not returning my phone calls?
- 31: Q: Can I get a loan modification even if all my mortgage payments are current? (0)
- 31: Government loan modification program HAMP is only helping very few homeowners
- 30: Loan modification company seems to have influenced the Nevada state congress to protect industry and not the consumer (0)
- 30: Florida homeowners have filed hundreds of loan modification complaints against Bank of America
- 29: Loss mitigation department contact information for banks and loan servicers
- 29: Q: How do I get Bank of America to do a home loan modification? (0)
- 29: Q: I need help with the Countrywide loan modification approval process (0)
- 28: National Hotline to help victims of loan modification scams now available (0)
- 28: National campaign empowers homeowners to combat loan modification scams (1)
- 28: Government HAMP loan modification numbers are a total sham according to expert (0)
- 28: Florida U.S. Rep. Castor wants detailed information on trial loan modifications offered to at-risk homeowners (0)
- 28: California attorneys forced to resign from State Bar over loan modification schemes (1)
- 28: New California state law prohibits advance fees for loan modifications (0)
- 28: Florida loan modification company faces class action lawsuit (0)
- 28: Nevada working to protect against loan modification scams with licensing (0)
- 28: Ocwen Mortgage: Low percentage of homeowners getting loan modifications (0)
- 28: Q: How does a short sale affect sellers taxes? (0)
- 28: Produce The Note Strategy To Stop Foreclosure Has A Fan In House of Rep. Member Marcy Kaptur
- 27: Loan Modification Worst Approval Rate By Bank JP Morgan Chase Says Rep. Marcy Kaptur (2)