gail simmons familyI'm Gail Simmons with my husband Hank and our children.

Welcome to our site for straight information on getting your loan modification approval.

Hank and I decided to create this blog as a resource to other homeowners wanting to modify their home loan in the shortest amount of time and without getting taken for thousands of dollars by scammers.
Latest Story

Loan modification scammers in Tolleson AZ claim they are from the city

30/07/2010
By Gail Simmons
Loan modification scammers in Tolleson AZ claim they are from the city

Tolleson does not offer mortgage-reduction programs, reduced interest rates on mortgages or any other service of that sort. So if someone saying they are from the city calls offering mortgage help, hang up immediately. Loan-modification scams are proliferating as the recession lingers and more Valley homes are foreclosed. Scammers are charging large fees to help...
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California loan law wants lenders to give a decision on loan modification before starting foreclosure

11/06/2010
By gailsimmons
California loan law wants lenders to give a decision on loan modification before starting foreclosure

Jose Vega was on the phone with JPMorgan Chase in April negotiating a loan modification when a real estate agent knocked on the front door of his Pittsburg house and said it had been repossessed in foreclosure a day earlier. “I literally handed the phone...
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San Diego businessman pleads guilty to loan modification fraud scheme

10/06/2010
By gailsimmons
San Diego businessman pleads guilty to loan modification fraud scheme

False and misleading statements used to induce customers to purchase loan modification services from a San Marcos-based businessman pleaded guilty to conspiracy, money laundering and tax charges. Glenn Steven Rosofsky admitted that in April 2009, he and Michael Trap — who previously pleaded guilty —...
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Homeowner gets more than loan modification from HSBC, judge wipes out mortgage

09/06/2010
By gailsimmons
Homeowner gets more than loan modification from HSBC, judge wipes out mortgage

All Orlando Eslava wanted from his lender was a loan modification to make his payments affordable. Instead, he got his $207,000 mortgage wiped out — and a crash course...
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Cancellation of trial loan modifications affect over 122,000

08/06/2010
By gailsimmons
Cancellation of trial loan modifications affect over 122,000

Troubled Borrowers Get Booted from Mortgage Modifications Homeowners who had trouble keeping up their mortgages found that they’d had their loan modifications canceled in April under the HAMP program because...
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Loan modifications were leading workout type for Genworth Financial

07/06/2010
By gailsimmons
Loan modifications were leading workout type for Genworth Financial

Private mortgage insurer Genworth Financial helped prevent almost $3.4 billion in mortgages from going into foreclosure in the 12 months ending March 31, the company reports in its first-quarter...
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